MyKidsMoney

Your Money Journey

Start with the basics and work your way through.

You don't need to learn everything at once. 57 lessons across 8 categories, building from what money is through to the bigger financial world.

Start Your Journey
How it works

The same idea, explained at every age

Lessons aren't one-size-fits-all. The same concept gets more sophisticated as a child gets older.

Question
"What is income?"
Young child
"Income is money that comes in. Your pocket money, or money you earn from a job, can be income."
Older child
"Income is money you receive, such as wages, business income, interest or investment returns."
Eventually
Concepts like gross income, tax and net income are introduced.

The lessons teach the concept. Where possible, the game will eventually let kids experience it — for example, a lesson on interest could be followed by "You have $50 saved. What happens when you earn interest?" That connection is part of the plan, not something built yet.

Where to start

Start Your Journey

A recommended beginner pathway through the first three categories. Work through it in order, or jump around — it's here to help, not to gate anything.

Finished the pathway? Explore the remaining categories below — Banks & Digital Money, Borrowing & Debt, Growing Money, and The Bigger Financial World.
A rough guide

What suits which age

These age ranges are a guide only. Children learn at different speeds.

Ages 5–7

Money Basics Making Choices Earning Money

Ages 8–10

Add: Managing Money Banks & Digital Money

Ages 11–13+

Add: Borrowing & Debt Growing Money Bigger Financial World
The library

Lesson categories

All 57 lessons, organised in learning order. Start at the top of a category, or dip into any lesson directly.

Step 1
🪙

Money Basics

The basic vocabulary of money — starting with what it even is.

7 lessons

Step 2
⚖️

Making Choices

Real scenarios for spending, saving and giving — not textbook definitions.

8 lessons

Step 3
💪

Earning Money

Connecting effort to income, with examples kids actually recognise.

6 lessons

Step 4
📋

Managing Money

Money coming in, money going out, and what's left over.

6 lessons

Step 5
🏦

Banks & Digital Money

Introduced after physical money: a $1 coin, $1 in a bank account and $1 on a screen are all the same real money.

6 lessons

Step 6
🤝

Borrowing & Debt

Using money now, and paying back more later — starting simple, then adding terminology.

7 lessons

Step 7
🌱

Growing Money

Plain-language investing ideas — education only, not encouragement to trade real money.

8 lessons

Where this comes from

Grounded in a real family approach

Alongside these lessons, MyKidsMoney is built around a real family's Spend, Save & Give system — $5 a week in $1 coins, physical jars, and goals the kids chose themselves.

Read the full pocket-money guide →

More from MyKidsMoney

Explore the pocket-money guide, goals & saving, and where the game is headed.

Back to MyKidsMoney Goals & Saving