📋 MANAGING MONEY · LESSON 3

Saving Regularly

Small amounts can add up when you save them regularly.

Watch it grow

$2 a week adds up

Week 1$2
Week 2$2
Week 3$2
Week 4$2
Total saved$8

With $1 coins, you can physically count the growing pile in your Save jar each week.

A simple definition

What "regularly" means

Saving regularly means putting money aside repeatedly — every week, say — rather than only saving when you happen to have extra money left over.

One real family's example

Built into pocket money

One MyKidsMoney family's $5 weekly pocket money already includes saving: $2 Spend, $2 Save, $1 Give. At the end of each week, the Save jar grows a little more — without needing a special decision each time. This exact split is just this family's approach, not a rule for every family.

Working toward something

Saving towards a goal

1 week$5
2 weeks$10
3 weeks$15
4 weeks$20
5 weeks$25
6 weeks — goal reached!$30

Saving $5 a week toward a $30 goal — connecting straight back to Money Goals and Patience.

It doesn't need to be perfect

The habit matters more than the amount

Some weeks you might save more, some weeks less. That's fine — the important idea is building a habit of putting money aside, not hitting an exact number every single time.

Try it yourself

Four weeks of pocket money

You get $5 each week for four weeks. You decide to save $2 each week. How much have you saved after four weeks?

$2 × 4 = $8 saved.

For parents

A physical jar makes regular saving easy for younger children to understand — let them count their own savings. Try not to make saving feel like a punishment for not spending.

Keep going

Where to next

More on budgeting and income vs expenses.

Ready to keep learning?

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