🪙 MONEY BASICS · LESSON 6

How Much Is Something Worth?

Every price tag is a number. What it's worth to you is your own decision.

The basics

What is a price?

The price is how much money something costs to buy. It tells you how much money you'd need to have to get it.

$10
a toy
$15
a book
$50
headphones
An important difference

Price vs. value

Something can cost $20 — but that doesn't automatically mean it's worth $20 to you. Value is personal.

One child

Might think a $20 football is worth buying, because they love playing football.

Another child

Might rather save that same $20 for something else entirely.

Neither choice is automatically wrong — the goal is just to think it through.

Weighing it up

Comparing prices

If Toy A costs $10 and Toy B costs $15, Toy A costs less. If they're similar toys, would you pick the cheaper one? Comparing prices can help you decide — but the cheapest option isn't automatically the best one. Sometimes the extra cost is worth it; sometimes it isn't. That's the judgment call.

A few questions worth asking:

  • How often will I use it?
  • How long might it last?
  • Do I really want it?
  • Is there something similar that costs less?
  • Would I rather save the money?
A physical example

Buy it, or keep saving?

$10You have ten $1 coins.
$8A toy costs $8.
$2Buy it and have $2 left — or keep your $10 and keep saving.
The trade-off

Spending on one thing means not spending on another

$20You have $20.
−$15You spend $15 on a toy.
$5You have $5 left — that same $15 can't be used for anything else now.
For older children

Older kids can start comparing unit prices (like price per item), weighing quality against price, spotting discounts and sales, and asking "was it actually cheaper?" This naturally leads into thinking about needs vs. wants.

For parents

Find two similar real items — in a shop, a catalogue, or online — and ask your child:

  1. What is the price of each?
  2. Which costs more?
  3. Which would you choose?
  4. Why?
  5. Would you rather buy it, or save the money?
  6. What else could you do with the money?

There's no need to actually buy anything — this works just as well as a conversation about items you're already browsing. The goal isn't a "correct" answer, just getting your child thinking about why they'd choose something.

Keep going

Where to next

Now you know that money is limited, things have prices, and every purchase is a choice. That leads naturally to Needs vs. Wants — a lesson still to come.

Needs vs Wants Saving & Goals MyKidsMoney

Next lesson: Where Does Money Come From?

You know what things cost. Next: where the money to pay for them actually comes from.

Next lesson → Browse all lessons