Using MyKidsMoney
"MyKidsMoney isn't designed to replace real-world money experiences. It's designed to help children understand them."
The strongest financial education combines conversations, real money and age-appropriate learning.
Real money
Experience it
Lessons
Understand it
Game
Practise it
Start with real money
For younger children, start with physical money — coins, jars, pocket money, savings goals, real purchases. Children should experience the concepts rather than simply read about them.
Use the lessons
The lessons are designed to build knowledge progressively — but don't sit a child down and make them complete dozens in a row. Instead: choose a topic, read it together, discuss it, connect it to something happening in real life, and let the child try it.
Match lessons to real life
Your child wants a new toy
Then let them actually save for it.
Your child earns money
Then let them decide what to do with their earnings.
You're going shopping
Talk through a real purchase.
Your child receives money
Put the physical money into the appropriate jars.
Your child asks about investing
Follow the learning journey
MyKidsMoney has a recommended pathway that starts with simple concepts and gradually introduces more complicated ideas. Parents don't need to force children to follow every lesson in order — the pathway is a guide.
Different ages
Ages 5–7
Ages 8–10
Ages 11–13+
These are guidelines only. Children develop differently.
Don't turn it into homework
MyKidsMoney should feel like exploration, not schoolwork. Keep sessions short — one idea at a time. Ask questions. Let children disagree. Use real examples. The goal is understanding, not completing the most lessons.
Ask questions
This encourages financial thinking rather than memorisation.
Make mistakes safe
Children should have opportunities to make small, manageable money mistakes. Spending $5 on something they don't really want can teach more than a lecture about impulse buying. The aim isn't to prevent every mistake — it's to help children learn from them.
The game
MyKidsMoney also includes a financial game designed to make learning interactive. The game is currently under development — it will eventually complement the real-world lessons, not replace them.
🎮 MyKidsMoney Game — Coming SoonA simple weekly routine
Don't worry about teaching everything.
Teach the next thing.